Money Nut

Almost two thirds of Brits end up runnin gout of cash before their next pay day - a bit of an alrming figure, when you think of it. The disposable income available to people now has dropped by 29% in the past two years - the reason why many people are struggling to remain within a budget.

It would also seem to prove useful for people who haven't made a budget for a while, to do one. If families are living their lives with a budget that doesn't apply anymore due to disposable income falling, then it would explain why so many people are struggling to last 'til payday. By re-doing a budget, to fit with current conditions, it may help people to stay afloat and not rely on overdrafts etc. until their next pay cheque gets cashed.